Privacy Policy

Last Updated: September 2026

1. Introduction

Equity Lounge GmbH ("Equity Lounge", "we", "us" or "our") respects your privacy and is committed to protecting your personal data.

This Privacy Policy explains how we collect, use, disclose and protect personal data when you use the Equity Lounge website, mobile application and related services (together, the "Platform").

Equity Lounge is based in Switzerland and processes personal data in accordance with the Swiss Federal Act on Data Protection ("FADP") and, where applicable, other data protection laws, including the EU General Data Protection Regulation ("GDPR").

2. Who Is Responsible for Your Data?

The data controller is:

Equity Lounge GmbH

Email: info@equitylounge.app

You can contact us at this address regarding questions about this Privacy Policy or your personal data.

3. Personal Data We Collect

The personal data we collect depends on how you use Equity Lounge.

3.1 Account Information

When you create an account, we may collect:

  • Name
  • Email address
  • Date of birth
  • Location
  • Profile information you choose to provide

Your date of birth is not displayed to other users.

3.2 Profile and Community Information

Depending on how you use the Platform, we may process information such as:

  • Profile information
  • Profile photographs
  • Posts and comments
  • Messages
  • Lounges you join or interact with
  • Likes and other interactions
  • Content you choose to publish
  • Your privacy and sharing preferences

You control how much information you choose to make visible to other users.

You may also choose to maintain a private profile, which limits your visibility and discoverability to other users.

3.3 Brokerage and Portfolio Information

Equity Lounge allows you to connect supported brokerage accounts through SnapTrade.

Brokerage connections are read-only.

Through this connection, Equity Lounge may receive information including:

  • Your portfolio holdings
  • The shares or securities you hold
  • Number of shares held
  • Portfolio value

Equity Lounge does not use the brokerage connection to execute trades, transfer funds or otherwise transact through your brokerage account.

Connecting a brokerage account is optional.

You control what portfolio information you choose to disclose to other Equity Lounge users. Connecting a brokerage account does not mean that all of your portfolio information must be publicly visible.

SnapTrade processes certain information in accordance with its own privacy practices and terms.

3.4 Messages and Communications

Equity Lounge provides messaging functionality.

We process messages and associated information as necessary to provide messaging functionality, maintain message history, operate the Platform and protect the integrity and security of our services.

Private messages are not displayed publicly.

3.5 Technical and Usage Information

When you use Equity Lounge, certain technical information may be collected automatically, including:

  • IP address
  • Device and browser information
  • Operating system
  • Device identifiers
  • Login and session information
  • Platform activity and interactions
  • Pages and features accessed
  • Approximate location derived from technical information such as your IP address

We may use this information to operate, secure and improve the Platform.

We do not use precise GPS location tracking unless this is separately introduced and appropriately disclosed to you.

4. How We Use Personal Data

We may process personal data to:

  • Create and manage your Equity Lounge account
  • Provide and operate the Platform
  • Display information you choose to share
  • Provide brokerage-connected portfolio features
  • Enable posts, comments, Lounges and private messaging
  • Personalise your experience and content
  • Recommend relevant content or features
  • Send notifications relating to your account or Platform activity
  • Provide customer support
  • Communicate important service information
  • Send marketing communications where permitted
  • Maintain the security and integrity of the Platform
  • Prevent misuse, fraud and unauthorised access
  • Understand how the Platform is used
  • Develop and improve Equity Lounge
  • Comply with applicable legal obligations
  • Establish, exercise or defend legal claims

Where applicable law requires a legal basis for processing, we rely on the basis appropriate to the processing concerned, which may include performance of our agreement with you, legitimate interests, compliance with legal obligations or your consent.

Where processing is based on consent, you may withdraw that consent at any time, subject to applicable law.

5. Personalisation

Equity Lounge may use information about how you interact with the Platform, including your activity, interests, Lounges and portfolio-related information, to personalise your experience and recommend relevant content or features.

Equity Lounge does not currently use artificial intelligence to process user information for these purposes.

6. Privacy and Portfolio Controls

Equity Lounge is designed to give users control over what they disclose to the community.

Depending on the available Platform settings, you may control:

  • Whether your profile is visible or private
  • Whether other users can discover your profile
  • What portfolio information you display
  • What information you publish through your profile, posts and comments

You should only publish information that you are comfortable sharing with the relevant audience.

Information that you make publicly available may be viewed, copied or otherwise interacted with by other users. Equity Lounge cannot control information that another person has independently copied or stored before you remove it from the Platform.

7. Cookies

Equity Lounge may use cookies and similar technologies necessary to operate the Platform, maintain sessions, remember preferences and provide security functionality.

Where non-essential cookies or similar technologies require consent, we provide users with appropriate choices through our cookie consent mechanism.

You may change applicable cookie preferences through the available cookie controls or your browser settings.

Equity Lounge does not currently use third-party advertising pixels or third-party analytics tools such as Google Analytics, Meta Pixel or TikTok Pixel.

If our use of cookies or tracking technologies changes materially, we will update our disclosures and consent mechanisms as appropriate.

8. Third-Party Services

We use third-party providers to help operate Equity Lounge.

These currently include:

SnapTrade

SnapTrade provides the technology used to connect supported brokerage accounts to Equity Lounge.

The connection is read-only. Equity Lounge receives the portfolio information required to provide its portfolio-related features.

Finnhub

Finnhub provides financial market data used within Equity Lounge.

Cloudflare

Cloudflare provides infrastructure, network, performance and/or security services used in connection with the operation of Equity Lounge.

These providers may process certain information in accordance with their respective agreements, privacy policies and applicable laws.

We may use additional technical service providers where reasonably necessary to operate, secure or support the Platform.

9. Sharing of Personal Data

We do not currently sell personal data.

We may disclose personal data in the following circumstances:

Service Providers

We may provide information to service providers that help us operate, host, secure or support Equity Lounge.

These providers are permitted to process information only as necessary for the relevant services and subject to applicable contractual and legal requirements.

Other Users

Information you choose to make visible may be displayed to other Equity Lounge users according to your privacy and sharing settings.

Private information is not intentionally made publicly available.

Legal and Safety Requirements

We may disclose information where reasonably necessary to:

  • Comply with applicable laws or legally binding requests
  • Respond to court orders or regulatory requirements
  • Protect Equity Lounge, our users or others
  • Investigate suspected fraud, abuse or security incidents
  • Enforce our Terms of Service
  • Establish, exercise or defend legal claims

Corporate Transactions

If Equity Lounge is involved in a merger, acquisition, restructuring, financing or sale of some or all of its business or assets, personal data may be disclosed or transferred as part of that transaction, subject to applicable data protection requirements.

10. International Data Processing

Equity Lounge is based in Switzerland and is available to users internationally.

Some of our service providers may process personal data outside Switzerland or the country in which you live.

Where required by applicable law, we take appropriate measures for international transfers of personal data. These may include relying on recognised adequacy decisions, contractual safeguards or other legally permitted transfer mechanisms.

The countries in which information is processed may change depending on the infrastructure and service providers used to operate Equity Lounge.

11. Data Security

We take reasonable technical and organisational measures designed to protect personal data against unauthorised access, loss, misuse, alteration or disclosure.

However, no internet-based service or electronic storage system can be guaranteed to be completely secure.

Users are responsible for keeping their login credentials confidential and should notify us if they believe their account has been compromised.

12. Data Retention and Account Deletion

We retain personal data only for as long as reasonably necessary for the purposes described in this Privacy Policy or where retention is required by applicable law.

You may delete your Equity Lounge account.

When an account is deleted, we delete or anonymise personal data associated with the account where it is no longer necessary to retain that information.

Content previously contributed to the Equity Lounge community, such as posts and comments, may remain on the Platform after account deletion. Where appropriate, such content may no longer be associated with an identifiable user account.

Certain information may also be retained where reasonably necessary to comply with legal obligations, resolve disputes, prevent fraud or abuse, maintain security or establish, exercise or defend legal claims.

13. Marketing Communications

We may send you information about Equity Lounge, including product news, features, updates and other communications.

You may unsubscribe from marketing emails at any time using the unsubscribe option contained in the relevant email or by contacting us.

Unsubscribing from marketing communications does not prevent us from sending essential service communications, such as security or account-related notifications.

14. Push Notifications

If you use the Equity Lounge mobile application, we may send push notifications relating to Platform activity, messages, content or other Equity Lounge features.

You can manage or disable push notifications through your device settings and, where available, your Equity Lounge notification settings.

15. Your Data Protection Rights

Depending on your location and applicable law, you may have rights relating to your personal data, including the right to:

  • Request information about personal data we process about you
  • Access your personal data
  • Correct inaccurate or incomplete personal data
  • Request deletion of personal data
  • Object to or restrict certain processing
  • Withdraw consent where processing is based on consent
  • Receive certain personal data in a portable format where applicable

Some rights may be subject to legal limitations or exceptions.

To exercise your rights, contact:

info@equitylounge.app

We may need to verify your identity before responding to certain requests.

16. Supervisory Authorities

If you believe your personal data has been processed unlawfully, you may have the right to contact the relevant data protection authority.

In Switzerland, the competent federal authority is:

Federal Data Protection and Information Commissioner (FDPIC)
Feldeggweg 1
3003 Bern
Switzerland

Users located in other jurisdictions may also have the right to contact their local data protection authority.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes to Equity Lounge, our data processing practices, service providers or applicable laws.

The latest version will be made available through the Platform and will show the date on which it was last updated.

Where required by applicable law, we will provide additional notice of material changes.

18. Contact

If you have questions about this Privacy Policy, how Equity Lounge handles personal data or your data protection rights, please contact:

Equity Lounge GmbH

Email: info@equitylounge.app